New Jersey, Phila Area & Florida Independent Local Consultant

Turning 65?

Here's what to do β€” it's as easy as 1, 2, 3!

Your step-by-step roadmap

Easy as 1, 2, 3

πŸ’Ό Still have employer insurance? Click here β†’
STEP 1

3 months before your birthday

Apply for Medicare Parts A & B

Apply online at SSA.gov, call 800.772.1213, or visit your local Social Security office.

Original Medicare

Provided by the federal government

PART A

Helps pay for hospital stays and inpatient care

PART B

Helps pay for doctor visits and outpatient care

STEP 2

The big decision

Choose your coverage path

I can help you compare all the options that are right for you

Medicare only covers 80%. You need to cover the remaining 20% β€” I’ll make sure your doctors and drugs are covered!

Option 1

Best if: you want predictable costs and freedom to see any doctor β€” higher monthly premium

Supplement (Medigap) Plan

Offered by private companies

Pays the 20% that Medicare doesn’t cover. No network β€” accepted at any Medicare-participating provider in the country.

Part D Drug Plan

Offered by private companies

PART D

You’ll also need a separate Part D drug plan. Make sure your medications are on the formulary.

Option 2

Best if: you want a lower premium and extra built-in benefits. Pay with co-pays

Advantage Plan (Part C)

Offered by private companies

PART C

Combines Part A and Part B in one plan. Make sure your doctors, hospital, and medications are in-network.

PART D

MAPD plan β€” includes drug coverage
MA plan β€” if you have drug coverage elsewhere

May offer dental, vision, hearing & gym memberships

STEP 3

Let’s do this together

Schedule your appointment with me to enroll

We’ll do a final review and get all your questions answered along the way!

I Can Help Guide You Through the Maze

I'll help you find the plan that fits your needs. Never a fee!

Get in Touch Today

Proudly Serving South Jersey

Kim works with clients turning 65 throughout South Jersey and the Philadelphia area. If you're in Burlington County, Camden County, or Gloucester County, she knows the local doctors, hospitals, and plans in your area. Learn more about South Jersey Medicare coverage β†’

"You only have control over three things in your life β€” the thoughts you think, the images you visualise, & the actions you take…" β€” Jack Canfield