4 Things to do BEFORE you turn 65
It’s as easy as:
3 Months Before
Apply for Medicare Parts A & B online at SSA.gov or in person at your local Social Security office.
Decide on your secondary insurance | the 20% Medicare doesn’t cover
You can choose an Advantage or a Supplement plan.
If you CHOOSE an Advantage(Part C) Plan
Make sure your Primary, specialists, preferred hospital & medication are in network. Choose an MAPD plan if you need prescription drug coverage or a MA plan if you have credible drug coverage elsewhere.
If you CHOOSE a Supplement(Medi Gap) Plan
Supplements are taken at any Medicare participating provider. There is NO NETWORK!
You will need a separate Part D plan – make sure your current medications are on its formulary or you will pay retail price for them.
I can help guide you through the maze of plans available and get the plan that fits your needs. Never a fee!
FREE HOW-TO GUIDE
All you need to know when retiring into Medicare